Baccarat Basics


Baccarat is a popular card game that is played in casinos around the world. The goal of the game is to get closer to nine points than the opposite hand. Players take turns placing bets on the outcome of the hand. A player can win if he or she has the highest score.

Players sit around a table and deal cards. There are two hands, one for the player and the other for the banker. The player has the option of betting on the banker or the player. If the players’ hands are tied, a tie bet is usually available. This bet is typically paid out at a higher rate than a winning bet. However, there is a house edge for both the player and the banker.

The first hand is dealt to the player, who has to stand on a total of six or seven. He or she can also draw a third card. When a player has a total of seven, he or she can draw a fourth card. Likewise, a player can draw a fifth card if the dealer has a total of four or five.

The banker has four cards. Two of the cards are dealt to himself and one to the other players. He or she must place the initial stake for this bet. Depending on the circumstances, he or she can then choose to either draw a third card or to stay on the same hand. Once the decision is made, the second hand is dealt to the player.

In a casino, the player is usually the one who decides whether to call for a card. If a player is unsure of how to go about making this decision, he or she can ask the casino’s consultant. Typically, the baccarat consultant is Bill Zender, a former Nevada Gaming Control Agent. Zender has spent more than 40 years in the industry and has seen the game grow.

If the banker has a total of eight or nine, the banker can choose to draw a third card. Alternatively, the banker can choose to keep the same hand. The banker can make this choice based on information that is available to him or her. Whenever the banker chooses to draw a card, the banker is required to put up a commission of 5%.

On the other hand, if the banker has a total of five or fewer, the banker can choose to draw if he or she thinks the player’s third card will lead to a draw. Alternatively, the banker can keep his or her total of five or fewer and try to beat the player with a bigger bet.

Baccarat is a popular high-roller game. It is one of the few games that has a low house advantage. For example, on a standard casino table, the house has an edge of 1.24% over the player. That’s the best advantage of any casino game. You can play baccarat for real money at many casinos, although you may need to wait until you reach a high limit if you want to play.